The U.S. doesn’t have an official retirement age. In fact, there are different perks you’re entitled to at various points in time related to retirement. And because of this, landing on a retirement age can be tricky. Age 59 1/2, for example, is when you can tap a 401(k) or IRA without incurring an

Without Social Security benefits, a staggering 38% of older adults would have incomes below the poverty line, all else being equal… — Kathleen Romig, Director of Social Security and Disability Policy, Center on Budget and Policy Priorities Clearly, Social Security is a critical program for

Image source: Getty Images Even when you know all the tricks, collecting enough credit card rewards to earn free trips can take some effort. So you want to make sure all that effort is rewarded with the best trip possible. A lot of the rewards success stories involve scoring high-value redemptions

Image source: Getty Images Men and women face many of the same challenges when managing money and personal finances. We all have to figure out how to avoid credit card debt, build emergency savings, and invest for retirement. But there are a few key differences that cause men and women to feel

Social Security payments get an annual cost-of-living adjustment (COLA) to protect the buying power of benefits from inflation. COLAs depend on how the CPI-W (a subset of the Consumer Price Index) changes in the third quarter, meaning the three-month period running from July through September. For